Reporting

I'll create a diagram showing the different types of reports and their categorization for both internal and external clients.

Let me explain the key aspects of each report category:

1. Internal Reports

Financial Reports:

• Daily Revenue Reports

  • Real-time transaction volumes

  • Revenue by payment method

  • Fee breakdowns

  • Settlement status

• Monthly P&L

  • Consolidated revenue

  • Operating costs

  • Margin analysis

• Fee Analysis

  • Interchange costs

  • Processing fees

  • Revenue sharing

Risk Management:

• Fraud Detection

  • Suspicious patterns

  • High-risk transactions

  • Blocked attempts

• Risk Exposure

  • Credit risk metrics

  • Merchant risk scoring

  • Market exposure

• Chargeback Tracking

  • Dispute ratios

  • Resolution metrics

  • Root cause analysis

Operational:

• System Performance

  • Uptime metrics

  • Response times

  • Error rates

• Error Analysis

  • Failed transactions

  • Integration issues

  • Resolution times

• API Performance

  • Endpoint usage

  • Response times

  • Error rates

1. External Reports

Merchant Reports:

• Transaction Summary

  • Daily/weekly/monthly volumes

  • Success rates

  • Payment method breakdown

• Settlement Reports

  • Pending settlements

  • Completed transfers

  • Fee breakdowns

• Dispute Management

  • Open cases

  • Resolution status

  • Required actions

Partner Reports:

• Integration Status

  • API health

  • Integration metrics

  • Issue tracking

• SLA Compliance

  • Performance metrics

  • Availability stats

  • Response times

Customer Reports:

• Transaction History

  • Payment details

  • Status tracking

  • Receipts

• Spending Analysis

  • Payment patterns

  • Category breakdown

  • Historical trends

Key Considerations for Implementation:

1. Access Control:

- Role-based access control (RBAC)
- Multi-tenant data segregation
- Audit logging of report access

1. Delivery Methods:

• Real-time dashboards

• Scheduled email reports

• API access

• Export capabilities (CSV, PDF, Excel)

1. Customization Options:

• Configurable date ranges

• Custom filters

• Saved report templates

• Scheduled deliveries

1. Performance Considerations:

• Pre-aggregated data for common reports

• Caching strategies

• Asynchronous report generation for heavy reports

• Query optimization

Would you like me to elaborate on any specific report type or discuss implementation details for any particular category?